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May Lunch & Learn: “One in a Million” – How Growing Companies Guard Against Unexpected Events

May 19 @ 12:00 pm - 1:00 pm











The business world has experienced a plethora of unusual and unexpected events throughout history. Yet we are conditioned to believe “the chances of that happening to me are one in a million; that can’t happen to me!”

It is true that a probability of an “occurrence” or “accidental loss” is often compared to winning the lottery, therefore business managers believe the chances of an unexpected financial loss to their business is possible at best but not alarming enough to cause any great concern. But as we have learned from history, the more prevalent an exposure becomes the more probable a related loss also becomes (i.e.: global climate change and increased weather- related losses).

Therefore, it is equally as important to shed a light on the rise of emerging technology. As new technology becomes more prevalent the more probable related losses can become, at various degrees within its various sectors.

A strong risk management/insurance program requires a clear understanding of:
1) the unexpected losses that have disrupted other related business,
2) the frequency in which those losses have occurred,
3) and the severity of impact those losses have had on those businesses

Recent events have now intensified this light on the technology sector by:
• exposing vulnerabilities that were not previously considered as such,
• increasing demand for specific services
• forcing unplanned changes in business objectives,
• rapid factory retooling

This session will explore how companies can guard against the growing risk exposures in today’s world and through various insurance claims examples, gain a more acute awareness of the type of unexpected losses that could severely disrupt or topple business goals.

SimpsonWigle LAW logo

May’s Bring your own Lunch & Learn is brought to you by Simpson Wigle Law LLP



photo of Troy Bynoe

Troy Bynoe

Associate Broker | Knowledge-Based Industry Team Leader @Lawrie Insurance Group

As a dedicated commercial insurance broker specializing in the knowledge- based industries Troy provides his clients with ongoing development and execution of valuable risk management services and products exclusively geared to address the growing demands of the Technology, Life Sciences and M&A sectors. At Lawrie Insurance Group, Troy empowers a nimble team of like-minded and driven professionals towards the same common goal. He is passionate about constructing and applying valuable solutions that strengthen a firm’s risk management program and safeguard its success. Troy is a CIP, CRM, and PGDBA certified business professional with strong experience in personal and commercial insurance quoting and binding, claims assessment, risk analysis, and leading sales growth improvements within the P&C insurance industry.


May 19
12:00 pm - 1:00 pm
Event Category:


Innovation Factory